I used to take everyday mobility for granted until I injured my left knee while playing sports in college. I needed surgery in order to return to my normal activity level. Thankfully, I had health insurance which helped cover the cost of pre-operation doctor appointments as well as my surgery costs. Nine months after my surgery, I was told that, even though I went through all the proper channels, my health insurance had rescinded my coverage. In essence, the health insurance company took back the payment they had made to the surgeon and the hospital; leaving me stuck with a bill I couldn’t pay.
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Get ready to apply for health insurance coverage! Enrollment for 2015 coverage opens on November 15, 2014, but you don’t have to wait until then to start getting the information you need to make the right choice. Here are some ways to get started:
Joseph Powell, Executive Director of the Association of Persons Affected by Addiction (APAA) of Dallas, Texas, grew up during the civil rights movement. He and his eight siblings experienced violence inside and outside their home and Powell began using alcohol and drugs as a way to cope with life.“Growing up in poverty and with the constant fear of violence contributed to my addiction. My family didn’t have access to the behavioral health benefits that are now covered under the Affordable Care Act. I’m grateful that families like mine can now receive the prevention and treatment services for substance use disorders that I didn’t have,” Powell said.
SAMHSA is continuing a series of online webinar trainings to educate individuals and organizations who serve African American, Asian American and Pacific Islander (AAPI), Hispanic/Latino, and urban Indian communities about enrolling for health coverage in the Health Insurance Marketplace.Register today for SAMHSA’s outreach and enrollment webinar series and share this information with your networks!
ACA Outreach & Enrollment in Asian American, Native Hawaiian, and Pacific Islander Communities: Promising Practices | Register
Wednesday, July 23, 2014 | 4:00 PM - 5:00 PM ET
Marlena Vaifale understands the importance of having health insurance. In 2013, she was diagnosed with pre-diabetes and gallstones, which led to the removal of her gallbladder. She has had health insurance all her life, but did not take full advantage of the preventive services available to her for annual physicals. If she had, she would have made wiser and healthier choices.
The average cost of a 3-day hospital stay is $30,000. The average cost of a visit to the emergency department is $969,1 which is more than an average American pays in rent each month.2 Did you know that nearly 1 out of every 4 community hospital stays involves a mental and/or substance use disorder?3 Individuals without health insurance have to pay the full cost of all their health care expenses and, if not covered in 2014, may have to pay a fee. However, health coverage can protect you from high, unexpected medical costs.